Terms and Conditions

Introduction

These Terms and Conditions govern your use of javoncrestuveon Financial Planning services and website.

By using our services, you agree to be bound by these terms.

September 24, 2025

Definitions

The following terms have specific meanings in this agreement:

• • "Service" refers to our monthly financial planning consultation subscription
• • "Company" means javoncrestuveon Financial Planning Pty Ltd
• • "User" or "Client" refers to subscribers of our service
• • "Content" includes all information, advice, and materials provided

Eligibility

Our services are available to Australian residents aged 18 years or older.

18+ only

By subscribing, you represent that you meet these eligibility requirements.

Use of Service

Your use of our service is subject to the following conditions:

Prohibited Uses

You may not use our service to:

• Provide financial advice to third parties using our materials
• Share subscription content without authorization
• Attempt to circumvent payment systems
• Use the service for illegal or fraudulent purposes
• Interfere with service operation or security

Intellectual Property

All content, materials, and advice provided remain the property of javoncrestuveon Financial Planning.

Content is protected by Australian copyright law and international treaties.

We grant you a limited, non-transferable license to use materials for personal financial planning only.

User Content

Information you provide during consultations remains your property.

You grant us permission to use your information to provide our services.

You are responsible for the accuracy of information you provide.

Privacy

Your privacy is important to us and is governed by our Privacy Policy.

Please review our separate Privacy Policy for detailed information about data handling.

Disclaimers

Our service is provided "as is" without warranties of any kind.

We make no guarantees about specific financial outcomes or results.

Individual results may vary based on personal circumstances and market conditions.

Limitation of Liability

Our liability is limited to the maximum extent permitted by Australian consumer law.

In no event shall our liability exceed the amount paid for subscription services.

These limitations are essential elements of our agreement.

Indemnification

You agree to indemnify us against claims arising from your use of our service or breach of these terms.

Dispute Resolution

For complaints or disputes, please contact:

Termination

Either party may terminate the subscription with 30 days written notice.

Upon termination, access to consultation services ends but these terms survive as applicable.

Governing Law

Any disputes will be subject to the exclusive jurisdiction of Australian courts.

These terms are governed by Australian law and courts have exclusive jurisdiction.

Changes to Terms

We may modify these terms with 30 days notice to subscribers.

Continued use after changes constitutes acceptance of modified terms.

Severability

If any provision is unenforceable, the remaining terms continue in full effect.

Entire Agreement

These terms, together with our Privacy Policy, constitute the entire agreement between us.

Contact Information

For questions about these terms, contact us at contact@javoncrestuveon.com or +61-56-803-723.